New Delhi is witnessing a digital payment revolution as trust in the government-backed BHIM app skyrockets. Official data from NPCI BHIM Services Limited reveals a staggering 300% year-on-year growth in monthly transactions on the BHIM platform throughout 2025.
In a remarkable turnaround, December 2025 saw 165.1 million transactions, up dramatically from just 38.97 million in January of the same year. This translates to an average monthly increase of 14%, underscoring the app’s accelerating adoption across India.
Not only did the volume explode, but the value of transactions also hit new highs. By December, the total value surpassed ₹20,854 crore, reflecting a 390% rise in transaction numbers and over 120% in value compared to the previous year. Users are increasingly relying on BHIM for everything from everyday small payments to larger, high-value transfers.
Delhi has emerged as a powerhouse market for BHIM in 2025, driven by frequent micro-transactions. Peer-to-peer payments accounted for 28% of total volume, followed by grocery purchases at 18%. Fast food outlets contributed 7%, restaurants 6%, telecom services 4%, fuel stations 3%, and online marketplaces 2%.
The app’s intuitive interface and NPCI’s cashback incentives have fueled this surge. ‘BHIM is designed for secure, convenient digital payments even in low-connectivity areas,’ said Lalita Natarajan, MD & CEO of NPCI BHIM Services Limited. This growth signals India’s shift towards a truly cashless economy, with BHIM at the forefront.
