Basic retailer opened beneath Minimata Swalamban Yojana, one and a part lakh rupees grant can also be given
Raipur 09 June 2023
Rajendra Kumar Kamal, dwelling in Razia village of Tilda Tehsil of Raipur district, has grow to be some other instance of shifting ahead through benefiting from govt schemes. Rajendra used to be up to now unemployed. All over the farming season, he used to reside through running arduous. Scheduled caste Rajendra once more opened a small fancy retailer within the village thru Minimata Swalamban Yojana. Rajendra’s fancy retailer began at the energy of his arduous paintings and with the source of revenue from this, Rajendra additionally began a overall retailer at the facet. These days Rajendra is incomes 10000 rupees each month in his personal village. No longer simplest this, Rajendra has additionally got rid of his more youthful brother’s unemployment through enticing him in paintings. The Minimata Swalamban Yojana run for the Scheduled Castes has made Rajendra self-reliant through connecting him with self-employment. Rajendra says that this scheme of the Govt of Chhattisgarh is empowering the unemployed early life belonging to Scheduled Castes. This scheme has a large contribution in making improvements to the usual of dwelling of the economically weaker sections and dwelling with dignity. Rajendra has additionally appealed to different unemployed early life of his magnificence to benefit from this essential scheme of the federal government.
Rajendra Kamal of Razia village of Tilda tehsil says that previous the farmers have been dwelling in poverty through running as labourers. There used to be now not sufficient source of revenue to satisfy the wishes of mom, more youthful brother and spouse within the circle of relatives. 3 years in the past, thru a pal, Rajendra got here to grasp in regards to the Minimata Swalamban Yojana being run through the Govt of Chhattisgarh. Beneath the scheme, Rajendra contacted the District Antyavasayi Sahakari Vikas Samiti administrative center and were given a mortgage of Rs 2 lakh sanctioned. With this mortgage, Rajendra constructed a ten x 15 sq. ft store on his small piece of land within the village itself and began a complicated retailer. Rajendra’s arduous paintings began incomes excellent source of revenue from the flowery retailer. After this, Rajendra additionally integrated more youthful brother in his industry and began a brand new overall retailer. Now in Rajendra’s store, together with fancy items, day-to-day must haves and grocery also are to be had. Rajendra is now doing industry of 3 thousand rupees in keeping with day from the malls. Because of this the industrial situation of his circle of relatives has progressed. By way of beginning the store, Rajendra’s admire has larger now not simplest in his village-society but in addition within the surrounding villages.
Rajendra advised that on the time of sanctioning the mortgage, the officers of the Inter-Industry Division had knowledgeable about getting a grant of Rs 1.5 lakh on common fee of Rs 2 thousand 55 installments for 36 months. Rajendra has paid this installment ceaselessly for 35 months. Subsequent month, after you have another installment, a grant of Rs 1.5 lakh shall be given out of a mortgage of Rs 2 lakh. Rajendra says that items value Rs 3,000 are bought on a daily basis within the stores. By way of deducting all of the bills, there’s a saving of 250 to 300 rupees on a daily basis. In keeping with this, Rajendra is getting a internet financial savings of about 10000 rupees monthly from the fancy-general retailer and after the following month his mortgage can also be totally repaid.
Beneath the Minimata Swalamban Yojana, a complete of 182 beneficiaries have thus far been equipped loans for self-employment in Raipur district. In a mortgage of 2 lakh rupees, Rs 1 lakh 40 thousand is given through the beneficiary himself for the development of the store and Rs 60 thousand for beginning the industry. On depositing an installment of Rs 2 thousand 55 often through the beneficiary for 36 months, 75 p.c of the allotted mortgage quantity is given as a grant of Rs 1.5 lakh. On this manner, the beneficiary has to deposit simplest Rs 73 thousand 980 for a mortgage of Rs 2 lakh. To this point, out of 182 beneficiaries within the district, 87 beneficiaries have availed the grant through depositing common installments. The remainder of the beneficiaries also are often depositing the installments. Beneath this scheme, ¬mortgage is made to be had to the scheduled caste early life to begin industry through development a store on their very own land or Panchayat land proposed through the Gram Sabha.
