Category: Technology

  • Is AI The Real Threat To Jobs, Privacy? Expert Sheds Light On Critical Aspects |

    New Delhi: AI is revolutionizing industries around the globe—from healthcare to the tech and creative industries—by automating tedious tasks and opening doors to new opportunities. While concerns about job displacement exist, AI offers avenues for growth through upskilling and the creation of roles that didn’t exist before.

    Ethical AI governance and public-private partnerships with appropriate cybersecurity infrastructure can ensure that this technology realizes humans’ best interests. As AI evolves, it transforms the global vista while finding a balance between progress, safety, and opportunity.

    In a recent email interview, Anand Birje, the CEO of Encora and former Digital Business Head of HCL Technologies, shared his insights on the existential risks posed by advanced technologies.

    How Is Generative AI Impacting Job Creation?

    AI is reshaping the job landscape, but it is not a simple story of replacement. We can see major shifts in healthcare, tech, creative fields and every vertical with AI increasing the scope of existing roles by reducing repetitive and mundane tasks. However, while a percentage of roles that involve routine tasks may get phased out, AI will also create entirely new roles, responsibilities and positions that currently do not exist.

    For enterprises as well as individuals, the key to navigating these times of change is adaptation. According to him “We need to focus on training people and create a culture where upskilling and reskilling are constant. This cultural shift requires a change in individual mindset and must form an essential part of change management strategies for enterprises”.

    Forward-looking enterprises are already helping their people realize and appreciate the true scale of change being brought by AI–and the challenges, but also the opportunities this presents for them to progress in their careers.

    AI is not the existential threat to jobs that many fear, however, it will force us to reinvent the nature of work and evolve as individuals in the process to harness its full potential. You can draw a parallel with the wheel.

    Humans could and did travel and transport goods before its invention, but the wheel allowed us to save energy and time to focus on other areas and opened new avenues of progress for our civilization.

    End-to-End Encryption Fails to Prevent Data Leaks On Social Media Platforms?

    Trust in social media platforms nowadays is a big issue right now, affecting millions of users globally, including all of us. Encryption helps, but it is not enough; it’s just one piece of a complex puzzle. What we need is a multilayered approach that involves transparency, compliance, and accountability. Recent times have seen a shift in this direction, with companies disclosing the geographical location as well as how they plan to leverage user data.

    As for regulations, we need to find the right balance. According to him, “We need frameworks that protect users while still allowing for technological progress. These frameworks must address the unique complexities of different geographies, comply with local regulations and global standards, and safeguard user privacy while leaving room for innovation and creativity”.

    The tech industry must step up and adopt a ‘privacy by design’ approach. This means building guardrails into products and services from the ground up, not as an afterthought.

    This is truer than ever in a world where AI is being leveraged for identity theft, misinformation, and manipulation. Ultimately, building trust will require deeper collaboration between tech companies, regulators, and users themselves, and this is a key factor to consider as we redesign digital channels to adapt to an AI world.

    The Existential Risk of AI: Should We Be Concerned?

    We should take these warnings seriously. But it is also crucial to differentiate between immediate, concrete risks and long-term, speculative concerns. The real threats we face today are not sci-fi scenarios of AI dominance. They are more subtle – things like AI bias, privacy breaches, echo chambers, and the spread of misinformation. These are real problems affecting real people right now.

    To address these, we need collaboration. It is not something any one company or even one country can solve alone. According to him, “We need governments, tech firms, and academics working together to ensure that standards for ethics, transparency and compliance are set for areas that involve AI usage. Public education in the benefits of AI as well as the pitfalls associated with it. is also important, to ensure safe use”.

    But here is the thing–while we work on these risks, we cannot forget the good AI can do. It is a powerful tool that could help solve big global problems. We need to be careful with AI, but also hopeful about what it can achieve. This is a big challenge for our generation, and we need to step up to it.

    Where Government Falls Short In Addressing Digital Fraud?

    Online financial fraud is a growing concern. While the government has made efforts, we are still playing catch-up. The main challenge is speed – cybercriminals move fast, and our legal and regulatory frameworks often struggle to keep up. With the advent of modern technologies such as Gen AI, cybercrime continues to grow in sophistication, scale, and speed.

    Regulatory bodies and government agencies must work together with technology companies and bring the best technological talent to bear against cybercrimes. According to him, “We need to think outside the box, for instance, build a real-time threat sharing platform between technology companies and government agencies that can help identify and stop financial cybercrime in its tracks”.

    We also need a more proactive strategy and an update to the legal framework. Conventional laws are ill-equipped to deal with modern cybercrime and this can lead to apathy or lack of speed when addressing it.

    Digital literacy is crucial too, many frauds succeed simply because people are not aware of the risks. This holds true for a country like India, where widespread internet penetration to rural areas and so to the majority of the population is a new phenomenon.

    To sum up, the risk of AI being used for financial cybercrime is very real. To combat it effectively, we need better technology, smarter regulation, improved education, and closer collaboration across sectors.

    Is It Time For Governments To Regulate AI?

    In my view, some level of government oversight for AI is not just advisable, but necessary. Ideally created through public-private partnerships, this oversight is needed to ensure safety and ethical usage of AI even as the technology quickly becomes ubiquitous in our drive to infuse creativity and innovation across work streams.

    We need a framework that is flexible and adaptable and focuses on transparency, accountability, and fairness. The regulatory approach would depend heavily on local government bodies; however, it can be tiered so that the level of oversight and regulatory requirements are directly proportional to capabilities and potential impact.

    For instance, an AI being used to help marketers make their copy more engaging does not require the same level of oversight as an AI that helps process insurance claims for the healthcare industry.

    According to him, “We also need to think about AI’s broader societal impact and take active steps to address issues like job displacement and data privacy. By keeping them firmly in our sights, we can ensure that the policies being developed to regulate AI are in the best interest of the public and align with our values ​​and human rights”.

    Effective AI regulation will require ongoing dialogue between policymakers, industry leaders, and the public. It is about striking the right balance between innovation and responsible development, harnessing the technology’s full potential while protecting our civilization from its side-effects.

    Are AI and Robotics A Danger To Humanity?

    Look, ‘Terminator’ makes for great entertainment, but we are far from that reality. AI for the first time can make decisions and has evolved from ‘tools’ to ‘agents’ and the real and immediate risks are not around AI taking over the world but how humans might misuse the massive potential that it brings to the table. At present, we should be more concerned about the use of AI for privacy invasions, autonomous weapons, misinformation, and disinformation.

    According to him, “We are at a crucial point in shaping its development, a few moments before the technology becomes ubiquitous. We need to prioritize safety and global governance frameworks, create clear ethical guidelines and failsafe mechanisms, invest in AI literacy, and keep humans in control of critical decisions”.

    Prevention is about being proactive. The goal should be to use AI wisely. We should not fear it, but we do need to guide it in the right direction. It is all about finding that sweet spot between progress and responsibility.

    How Vulnerable Are AI Military Systems To Cyberattacks?

    This is an important question. As AI gets integrated more closely with our existing infrastructure, there are a few areas where it has the potential to cause the most chaos. According to him, AI in military systems is one of these areas that requires us to tread with extreme caution.

    From data poisoning to manipulate decisions and adversarial attacks to theft of sensitive data and unauthorized access, there are many ways AI integration can lead to vulnerabilities and challenges for the military and cause significant damage in the process.

    For instance, evasion attacks can be used to change the color of a few pixels in a way that is imperceptible to the human eye. However, AI will now misclassify the images and do so with confidence. This can be used to attack AI systems involved in facial detection or target recognition, to disastrous consequences.

    So how do we tackle this? We need best-in-class cybersecurity and robust AI systems that can explain their decisions for human verification. This is an area where government agencies are advised to work closely with technology companies to implement AI systems that can identify and resist manipulation, bring in Zero Trust Architecture for sensitive digital infrastructure and involve humans in the decision-making process for important situations.

    AI should support military decision-making, not replace human judgment.

  • Is AI The Real Threat To Jobs, Privacy? Expert Sheds Light On Critical Aspects |

    New Delhi: AI is revolutionizing industries around the globe—from healthcare to the tech and creative industries—by automating tedious tasks and opening doors to new opportunities. While concerns about job displacement exist, AI offers avenues for growth through upskilling and the creation of roles that didn’t exist before.

    Ethical AI governance and public-private partnerships with appropriate cybersecurity infrastructure can ensure that this technology realizes humans’ best interests. As AI evolves, it transforms the global vista while finding a balance between progress, safety, and opportunity.

    In a recent email interview, Anand Birje, the CEO of Encora and former Digital Business Head of HCL Technologies, shared his insights on the existential risks posed by advanced technologies.

    How Is Generative AI Impacting Job Creation?

    AI is reshaping the job landscape, but it is not a simple story of replacement. We can see major shifts in healthcare, tech, creative fields and every vertical with AI increasing the scope of existing roles by reducing repetitive and mundane tasks. However, while a percentage of roles that involve routine tasks may get phased out, AI will also create entirely new roles, responsibilities and positions that currently do not exist.

    For enterprises as well as individuals, the key to navigating these times of change is adaptation. According to him “We need to focus on training people and create a culture where upskilling and reskilling are constant. This cultural shift requires a change in individual mindset and must form an essential part of change management strategies for enterprises”.

    Forward-looking enterprises are already helping their people realize and appreciate the true scale of change being brought by AI–and the challenges, but also the opportunities this presents for them to progress in their careers.

    AI is not the existential threat to jobs that many fear, however, it will force us to reinvent the nature of work and evolve as individuals in the process to harness its full potential. You can draw a parallel with the wheel.

    Humans could and did travel and transport goods before its invention, but the wheel allowed us to save energy and time to focus on other areas and opened new avenues of progress for our civilization.

    End-to-End Encryption Fails to Prevent Data Leaks?

    Trust in social media platforms nowadays is a big issue right now, affecting millions of users globally, including all of us. Encryption helps, but it is not enough; it’s just one piece of a complex puzzle. What we need is a multilayered approach that involves transparency, compliance, and accountability. Recent times have seen a shift in this direction, with companies disclosing the geographical location as well as how they plan to leverage user data.

    As for regulations, we need to find the right balance. According to him, “We need frameworks that protect users while still allowing for technological progress. These frameworks must address the unique complexities of different geographies, comply with local regulations and global standards, and safeguard user privacy while leaving room for innovation and creativity”.

    The tech industry must step up and adopt a ‘privacy by design’ approach. This means building guardrails into products and services from the ground up, not as an afterthought.

    This is truer than ever in a world where AI is being leveraged for identity theft, misinformation, and manipulation. Ultimately, building trust will require deeper collaboration between tech companies, regulators, and users themselves, and this is a key factor to consider as we redesign digital channels to adapt to an AI world.

    Should We Be Concerned About AI’s Existential Threat?

    We should take these warnings seriously. But it is also crucial to differentiate between immediate, concrete risks and long-term, speculative concerns. The real threats we face today are not sci-fi scenarios of AI dominance. They are more subtle – things like AI bias, privacy breaches, echo chambers, and the spread of misinformation. These are real problems affecting real people right now.

    To address these, we need collaboration. It is not something any one company or even one country can solve alone. According to him, “We need governments, tech firms, and academics working together to ensure that standards for ethics, transparency and compliance are set for areas that involve AI usage. Public education in the benefits of AI as well as the pitfalls associated with it. is also important, to ensure safe use”.

    But here is the thing–while we work on these risks, we cannot forget the good AI can do. It is a powerful tool that could help solve big global problems. We need to be careful with AI, but also hopeful about what it can achieve. This is a big challenge for our generation, and we need to step up to it.

    Where Government Falls Short in Addressing Digital Fraud?

    Online financial fraud is a growing concern. While the government has made efforts, we are still playing catch-up. The main challenge is speed – cybercriminals move fast, and our legal and regulatory frameworks often struggle to keep up. With the advent of modern technologies such as Gen AI, cybercrime continues to grow in sophistication, scale, and speed.

    Regulatory bodies and government agencies must work together with technology companies and bring the best technological talent to bear against cybercrimes. According to him, “We need to think outside the box, for instance, build a real-time threat sharing platform between technology companies and government agencies that can help identify and stop financial cybercrime in its tracks”.

    We also need a more proactive strategy and an update to the legal framework. Conventional laws are ill-equipped to deal with modern cybercrime and this can lead to apathy or lack of speed when addressing it.

    Digital literacy is crucial too, many frauds succeed simply because people are not aware of the risks. This holds true for a country like India, where widespread internet penetration to rural areas and so to the majority of the population is a new phenomenon.

    To sum up, the risk of AI being used for financial cybercrime is very real. To combat it effectively, we need better technology, smarter regulation, improved education, and closer collaboration across sectors.

    Should Governments Regulate AI?

    In my view, some level of government oversight for AI is not just advisable, but necessary. Ideally created through public-private partnerships, this oversight is needed to ensure safety and ethical usage of AI even as the technology quickly becomes ubiquitous in our drive to infuse creativity and innovation across work streams.

    We need a framework that is flexible and adaptable and focuses on transparency, accountability, and fairness. The regulatory approach would depend heavily on local government bodies; however, it can be tiered so that the level of oversight and regulatory requirements are directly proportional to capabilities and potential impact.

    For instance, an AI being used to help marketers make their copy more engaging does not require the same level of oversight as an AI that helps process insurance claims for the healthcare industry.

    According to him, “We also need to think about AI’s broader societal impact and take active steps to address issues like job displacement and data privacy. By keeping them firmly in our sights, we can ensure that the policies being developed to regulate AI are in the best interest of the public and align with our values ​​and human rights”.

    Effective AI regulation will require ongoing dialogue between policymakers, industry leaders, and the public. It is about striking the right balance between innovation and responsible development, harnessing the technology’s full potential while protecting our civilization from its side-effects.

    Are AI and Robotics a Danger to Humanity?

    Look, ‘Terminator’ makes for great entertainment, but we are far from that reality. AI for the first time can make decisions and has evolved from ‘tools’ to ‘agents’ and the real and immediate risks are not around AI taking over the world but how humans might misuse the massive potential that it brings to the table. At present, we should be more concerned about the use of AI for privacy invasions, autonomous weapons, misinformation, and disinformation.

    According to him, “We are at a crucial point in shaping its development, a few moments before the technology becomes ubiquitous. We need to prioritize safety and global governance frameworks, create clear ethical guidelines and failsafe mechanisms, invest in AI literacy, and keep humans in control of critical decisions”.

    Prevention is about being proactive. The goal should be to use AI wisely. We should not fear it, but we do need to guide it in the right direction. It is all about finding that sweet spot between progress and responsibility.

    How Vulnerable Are AI Military Systems To Cyberattacks?

    This is an important question. As AI gets integrated more closely with our existing infrastructure, there are a few areas where it has the potential to cause the most chaos. According to him, AI in military systems is one of these areas that requires us to tread with extreme caution.

    From data poisoning to manipulate decisions and adversarial attacks to theft of sensitive data and unauthorized access, there are many ways AI integration can lead to vulnerabilities and challenges for the military and cause significant damage in the process.

    For instance, evasion attacks can be used to change the color of a few pixels in a way that is imperceptible to the human eye. However, AI will now misclassify the images and do so with confidence. This can be used to attack AI systems involved in facial detection or target recognition, to disastrous consequences.

    So how do we tackle this? We need best-in-class cybersecurity and robust AI systems that can explain their decisions for human verification. This is an area where government agencies are advised to work closely with technology companies to implement AI systems that can identify and resist manipulation, bring in Zero Trust Architecture for sensitive digital infrastructure and involve humans in the decision-making process for important situations.

    AI should support military decision-making, not replace human judgment.

  • Samsung Galaxy M55s 5G Launched In India With Triple Rear Camera Unit Under Rs 20,000; Check Specs, Bank Discount |

    Samsung Galaxy M55s 5G India Launch: South Korean giant Samsung has launched the latest Samsung Galaxy M55s 5G smartphone in the M series in India. It runs Android 14 with One UI 6 and the handset is offered in Coral Green and Thunder Black color options.

    The company has promised four generations of Android updates and 5 years of security updates for the phone. The phone is equipped with Samsung Knox Vault, a unique hardware-based security and tamper-proof solution.

    It is important to note that the newly launched smartphone shares similarities with the Samsung Galaxy M55 5G and the Samsung Galaxy F55 5G, which are already available for purchase in the country.

    Samsung Galaxy M55s 5G Price And Bank Discount

    The phone is priced at Rs 19,999 for the 8GB + 128GB model. Consumers can purchase the smartphone in the country via Amazon, the Samsung India website, and select offline retail stores starting September 26. Consumers can avail of a Rs. ₹2,000 bank discount on all leading banks’ credit and debit cards EMI and full payment to get the phone at a lower effective price. (Also Read:

    After applying all the discounts, the effective starting price of the phone is Rs. 17,999.

    Samsung Galaxy M55s 5G Specifications:

    The smartphone features a 6.7-inch full-HD+ sAMOLED screen with a 120Hz refresh rate and 1,000nits of peak brightness level. It is powered by a Snapdragon 7 Gen 1 SoC.

    The handset is powered by a 5,000mAh battery in the Galaxy M55s 5G with support for 45W wired fast charging. On the optics front, the smartphone comes with a triple rear camera unit, including a 50-megapixel primary sensor with optical image stabilization (OIS) support, an 8-megapixel sensor paired with an ultra-wide-angle lens, and a 2- megapixel macro shooter. For selfies and video chats, there is a 50-megapixel sensor on the front.

    The smartphone offers two RAM configurations, 8GB and 12GB, providing a smooth multitasking experience. It also comes with internal storage options of 128GB and 256GB, which can be expanded up to a massive 1TB using a microSD card, giving users ample space for apps, media, and files.

    The hybrid dual SIM setup allows flexibility, supporting either two nano SIMs or one nano SIM. For audio, the device features a USB Type-C port and Dolby Atmos support, delivering immersive and high-quality sound output.

  • Apple iPhone 16 Series Receive Overwhelming Response In India, Pro Models Lead The Pack |

    New Delhi: Riding on strong tailwinds from the premiumisation wave in the Indian smartphone market, Apple iPhone 16 series has received overwhelming response in the country, with Pro Max devices leading the pack.

    As per trade experts, the demand for iPhone 16 Pro and Pro Max has been at a new high in the country compared to previous generations, owing to attractive financing offers, trade-in schemes and a growing craze to own the most advanced iPhones ever made. .

    According to industry watchers, the demand for top-end iPhone 16 Pro and Pro Max is gaining momentum in tier 2 and 3 cities — even beyond.

    Featuring Apple Intelligence (to arrive in India in early 2025), larger display sizes, new creative capabilities with innovative pro camera features, stunning graphics for immersive gaming, and more — all powered by the A18 Pro chip — the new series is set to break previous records, they added.

    Camera Control in the 6.9-inch iPhone 16 Pro Max unlocks a fast, intuitive way to tap into visual intelligence and easily interact with the advanced camera system. Featuring a new 48MP Fusion camera with a faster quad-pixel sensor that enables 4K120 fps video recording in Dolby Vision, the device achieves the highest resolution and frame-rate combination ever available on iPhone.

    Additional advancements include a new 48MP Ultra Wide camera for higher-resolution photography, including macro; a 5x Telephoto camera and studio-quality mics to record more true-to-life audio.

    The durable titanium design is strong yet lightweight, with larger display sizes, the thinnest borders on any Apple product, and a huge leap in battery life — with iPhone 16 Pro Max offering the best battery life on iPhone ever.

    The stunning Super Retina XDR displays with Always-On and ProMotion technologies help users accomplish more. The device offers industry-leading durability with a strong, lightweight titanium design, as well as the latest-generation Ceramic Shield, which has an advanced formulation that is 2x tougher than glass on any other smartphone.

    The new mechanical architecture improves heat dissipation and efficiency for up to 20 percent better sustained performance. Along with the new internal design and advanced power management of iOS 18, larger batteries are optimized to offer a huge leap in battery life.

    Camera Control — a result of thoughtful hardware and software integration — makes the pro camera system more versatile with an innovative new way to quickly launch the camera, take a photo, and start video recording.

    It has a tactile switch that powers the click experience, a high-precision force sensor that enables the light press gesture, and a capacitive sensor that allows for touch interactions.

    A new camera preview helps users frame the shot and adjust other control options — such as zoom, exposure, or depth of field — to compose a stunning photo or video by sliding their finger on the Camera Control.

    Later this fall, Camera Control will be updated with a two-stage shutter to automatically lock focus and exposure on a subject with a light press, letting users reframe the shot without losing focus.

    You can capture 4K120 fps in Slo-mo or Video mode, and adjust the playback speed after capture in the Photos app, including a quarter-speed playback, a new half-speed option for a dreamy effect, and a fifth-speed option that corresponds to 24 fps.

    When coupled with the new image signal processor (ISP) of A18 Pro, users can do frame-by-frame cinema-quality color grading for 4K120 fps in Dolby Vision. Users can also capture 4K120 fps ProRes and Log directly to an external storage device for efficient pro workflows.

    A18 Pro delivers unprecedented efficiency. The new 16-core Neural Engine is faster and more efficient than the previous generation, powering remarkable on-device performance for Apple Intelligence.

    A 17 per cent increase in total system memory bandwidth — the highest ever in iPhone — enables faster experiences when using Writing Tools and Image Playground, and helps deliver astonishing graphics.

  • Make UPI Payments Without Internet: Here’s Your Step-by-Step Guide |

    New Delhi: As India moves towards a cashless economy, online payments have become a vital part of daily life. UPI transactions are leading the way. However, for digital payments to work smoothly we must have a reliable internet connection. But sometimes, poor connectivity can get in the way which makes it difficult to complete online transactions and causes frustration.

    To tackle this issue, the National Payments Corporation of India (NPCI) has launched a special service that allows UPI transactions without needing an internet connection. Users can simply utilize the official USSD code on their smartphones to make transactions effortlessly.

    To make UPI transactions without internet, simply follow these steps:

    – Dial *99# on your smartphone using the number linked to your bank account. This will bring up a menu with options like Send Money, Request Money, and Check Balance.

    – To send money, type ‘1’ and hit ‘Send’.

    – Next, choose your preferred transaction method, such as Mobile Number, UPI ID, or Saved Beneficiary.

    – Enter the receiver’s mobile number linked to their UPI account.

    – Input the amount you wish to send and tap ‘Send’.

    – You can also add a remark for the payment if you’d like.

    – Finally, enter your UPI PIN to complete the transaction.

    You can also use UPI Lite for transactions which offers a simpler experience compared to traditional bank services. However, keep in mind that you will need an internet connection to access UPI Lite. This option is specifically designed for payments under Rs 500.

    In other UPI news, the National Payments Corporation of India (NPCI) has introduced a new payment solution called UPI Circle. This feature allows a primary user to authorize other individuals to make transactions from their UPI account under specific conditions.

  • Microsoft Launches New Unified Windows App For MacOS, iOS, Android Devices

    New Delhi: Microsoft has officially launched a new Windows app designed for a variety of platforms, including macOS, iOS, iPadOS, Android, and Windows PCs. This innovative application serves as a central hub for streaming Windows from multiple sources, such as Windows 365, Azure Virtual Desktop, and Remote Desktop, effectively unifying the experience for users across different devices, according to The Verge.

    After nearly a year of testing, the new app reportedly includes features such as a customizable home screen, multi-monitor support, and USB redirection, allowing users to connect local devices-like webcams, storage devices, and printers-as if they were directly. linked to a cloud PC.

    This functionality enhances the versatility of remote work and streamlines the user experience. However, the app is currently limited to Microsoft work and school accounts, primarily targeting existing users of Remote Desktop clients.

    It reportedly aims to facilitate a smoother transition for these users to the new platform.Microsoft has offered similar remote access applications for years, including the Remote Desktop Connection tool that remains part of Windows 11.

    Despite the app’s robust features, there are currently no indications that Microsoft intends to support consumer accounts, as per The Verge.

    Last year, the company disclosed its long-term vision of transitioning Windows entirely to a cloud-based model to enhance AI-powered services and allow users greater flexibility in their digital experiences.

    The Verge reported that users can download the new Windows app from the Microsoft Store, while macOS, iOS, and iPadOS versions are available via Apple’s App Store. As per reports from The Verge, the Android version is also entering public preview today, broadening access to a wider range of users. (With inputs from ANI)

  • 75% Of Users Say They’ll Stop Using UPI If THIS Happens: Find Out The Reason Here |

    New Delhi: Around 75 per cent UPI users will stop using it if any transaction charge is levied on the service, a survey by Localcircles said on Sunday. The survey found that 38 per cent of users make over 50 per cent of their payment transactions via UPI instead of debit, credit or any other form of digital transaction.

    “Only 22 per cent UPI users surveyed are willing to bear a transaction fee on payments, 75 per cent of respondents stated that they will stop using UPI if a transaction fee is introduced,” the survey said. The survey comprising three broad areas claims to have received 42,000 responses from 308 districts but the number of replies on each question varied.The questions regarding transaction fee on UPI received 15,598 responses.

    The National Payments Corporation of India (NPCI) posted a record 57 per cent rise in the volume of transactions and 44 per cent rise in value in the 2023-24 fiscal year, compared to the previous fiscal year. For the first time UPI transactions crossed 100 billion and closed at 131 billion in a financial year, compared to 84 billion in 2022-23. In value terms, it touched Rs 199.89 trillion, compared to Rs 139.1 trillion, the report said.

    The survey found 37 per cent of respondents shared UPI transaction accounts for more than 50 per cent of their total payment in value terms.”With UPI rapidly becoming an integral part of nearly 4 in 10 consumers, there is strong resistance to any kind of direct or indirect transaction charges being imposed.

    LocalCircles will escalate the findings of this survey with the Ministry of Finance and Reserve Bank of India (RBI) so that the pulse of the UPI user is taken into account before any MDR charges are permitted,” the survey report said.The survey was conducted. online between July 15 to September 20.

  • iPhone 16 128GB Variant On Sale: How Much You Can Get for Trading iPhone 15, iPhone 14, iPhone 13, and iPhone 12 In India |

    iPhone 16 128GB Variant On Sale In India: All four models including iPhone 16, iPhone 16 Plus, iPhone 16 Pro, and iPhone 16 Pro Max are now available for purchase in the Indian market via e-commerce giants like Flipkart and Amazon India.

    If you are planning to upgrade the iPhone, then Apple’s trade-in program can help make the transition more budget-friendly. Trading in your old iPhone could give you some credit toward your new purchase. However, the credit varies depending on the model, health and condition of the iPhone model being traded in.

    Notably, the iPhone 16 starts at Rs 79,900 for the base 128GB model. In Apple’s trade-in program, we have focused on the 128GB variant of the iPhone 16 for comparison. Hence, all the trade-in values ​​listed are based on exchanging a 128GB version of the older iPhone models.

    Let’s take a look at the potential savings you could get by trading in your iPhone 12, iPhone 13, iPhone 14, or iPhone 15.

    How Much You Can Get On Exchange Of iPhone 15 For iPhone 16?

    The iPhone 15 was initially priced at Rs 79,900 and now retails for Rs 69,900, Apple is offering trade-in credit of up to Rs 37,900. The exact value depends on factors like storage capacity and battery health.

    How Much You Can Get On Exchange Of iPhone 14 For iPhone 16? The iPhone 14 is still available for purchase, starting at Rs 59,900. Through Apple’s trade-in program, you can receive up to Rs 32,100 off the price of a new iPhone 16 when trading in your iPhone 14.

    How Much You Can Get On Exchange Of iPhone 13 For iPhone 16?

    If you own an iPhone 13, which has been discontinued, Apple’s trade-in program offers up to Rs 31,000 in credit.

    How Much You Can Get On Exchange Of iPhone 12 For iPhone 16 For iPhone 12 users, Apple offers up to Rs 20,800 in trade-in value.

    Get iPhone 16 In Just 10 Minutes

    Recently, Blinkit has launched a 10-minute delivery service for the iPhone 16 series in Delhi NCR, Bengaluru, Mumbai, and Pune. Meanwhile, the Tata Group-owned Big basket has partnered with Croma Electronics to offer 10-minute delivery of the iPhone 16 to customers in Bengaluru, Delhi NCR, and Mumbai.

    Zepto, India’s fastest online grocery delivery app, has joined the race, offering iPhone deliveries in cities like Delhi, Mumbai, Bengaluru, Hyderabad, and Chennai.

  • Motorola Razr 50 Goes On Sale In India With Launch Offers, Equipped With AI-Driven Features; Check Specs And Price |

    Motorola Razr 50 India Launch: Motorola launched the foldable Motorola Razr 50 smartphone in the Indian market. The phone is offered in only 8GB RAM+ 256GB of storage variant and comes in Spritz Orange, Sand Beach, and Koala Gray three color options.

    Now, the Motorola Razr 50 smartphone goes on sale in India with launch offers. Notably, the smartphone includes Motorola’s range of AI-powered features, known as “Moto AI.”

    The handset also includes various AI-driven features, such as camera enhancement tools and generative wallpapers.

    Motorola Razr 50 Price, Launch Offers And Availability

    The Motorola Razr 50 is priced at Rs 64,999 and is available in a single variant with 8GB of RAM and 256GB of storage. Customers can enjoy an instant bank discount of Rs. 10,000 from leading banks. Adding further, there is a limited period festive discount of Rs. 5,000 on both the Motorola Razr50 and Motorola Razr50 Ultra.

    Furthermore, a no-cost EMI offer is available for up to 18 months, starting at Rs. Rs.2,778 per month with leading banks. Furthermore, consumers will receive three months of Google Gemini Advanced Subscription along with 2TB of cloud storage space. Customers can purchase the latest foldable smartphone Motorola Razr 50 from Motorola’s official website and retail stores including Reliance Digital and the e-commerce platform Amazon.

    After applying all the offers, the effective price of the phone is Rs. 49,999.

    Motorola Razr 50 Specifications:

    The smartphone features a stunning 6.9-inch pOLED main display with FHD+ resolution, a 120Hz refresh rate, and an impressive peak brightness of 3000 nits.

    The cover display is a compact 3.6-inch pOLED with FHD+ resolution and a 90Hz refresh rate, protected by Corning Gorilla Glass Victus. The phone is powered by the MediaTek Dimensity 7300X processor, paired with 8GB of RAM and 256GB of internal storage.

    On the optics front, the rear camera setup includes a 50MP primary lens with OIS and a 13MP ultra-wide-angle lens, while the front camera is a sharp 32MP shooter. The device is fueled by a 4200mAh battery with support for 33W wired charging.